Bankruptcy Exemptions in Florida Some people are under the mistaken impression that by filing for bankruptcy they will lose all of their property. This is not true. In fact, the entire purpose of the bankruptcy system is to provide a fresh start, allowing you to move beyond debt in a fair and balanced manner without […]

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What the Word “Surrender” Really Means for Bankruptcy Many times clients think when they surrender a house or a car in bankruptcy it means that the court takes over and there nothing else for them to do. However, the word surrender in bankruptcy operates quite differently than in ordinary day to day life. However, once […]

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Often difficult decisions, such as filing for bankruptcy, can turn in to a goal that we will “eventually get around to.” Dealing with debt is not a task we tend to go running toward. Instead, we become comfortable with debt and go on living our lives focusing on the other issues around us or we […]

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On October 17, 2013 the bankruptcy law known as BACPA turned 8 years old! The importance of this is that, those who filed for relief under Chapter 7 bankruptcy were not eligible a discharge from another Chapter 7 until eight years have passed. So back in 2005 when the Chapter 7 bankruptcy law was passed, […]

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So you’ve decided to file for bankruptcy. Now what? While your lawyer takes on your case, there are some documents that you will need to provide to your attorney in order for your filing to be complete.  This information is standard in any bankruptcy case You will need to provide: Income information (pay stubs or […]

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So you have been sued or are being sued by a creditor for a debt you just can’t pay.  Perhaps they have already started trying to collect on the judgment by garnishing your wages and/or bank accounts. You are thinking you let it get too far and there is nothing you can do…. Wrong – […]

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