It’s that time of year again where the stress associated with managing finances begins to increase for many people all across the United States. We’re still picking through the remnants of our Halloween candy and virtually every retailer in the country is blasting holiday music and hocking Christmas lights and inflatable snowmen already. And let’s […]

Read More

This year’s hurricane season has been tough for millions of people both here in Florida and across the southern and coastal United States. There will be a long process of rebuilding and recovering lives as many homes, businesses, communities and even entire metropolitan cities were devastated by high winds and rapidly rising flood waters. There […]

Read More

You’ve made your list and you’ve checked it twice, because that’s what good list makers do.  All packed up nice and tight, ready for a little rest and relaxation traveling abroad.  For all the precautionary planning and preparing, there is still something that many travelers do not account for in their trip itinerary:  personal fraud […]

Read More

Every summer, we always get excited thinking about all of the things we plan on doing.  Whether it’s a road trip to visit family in another state or a trip to Disney World, or even just a camping trip in the backyard, there are always a ton of great ideas for summertime fun.  For all […]

Read More

Creatures of habit. It is a term used to describe the natural tendencies of people based on their personal habits. For instance, if a person gets paid on Friday and is broke by the following Monday, it is most likely (but not always) due to habitually bad financial choices. Impulse purchases, excessive spending, overuse of […]

Read More

It’s that time of year where you’ve moved beyond the optimistic idealism you had when you made your New Year’s Resolution and have realized that we’re nearly halfway through 2017. If you completed your taxes on time, and you are expecting to receive a refund, you have plenty of choices to make about what to […]

Read More

What the Word “Surrender” Really Means for Bankruptcy Many times clients think when they surrender a house or a car in bankruptcy it means that the court takes over and there nothing else for them to do. However, the word surrender in bankruptcy operates quite differently than in ordinary day to day life. However, once […]

Read More

Often difficult decisions, such as filing for bankruptcy, can turn in to a goal that we will “eventually get around to.” Dealing with debt is not a task we tend to go running toward. Instead, we become comfortable with debt and go on living our lives focusing on the other issues around us or we […]

Read More

On October 17, 2013 the bankruptcy law known as BACPA turned 8 years old! The importance of this is that, those who filed for relief under Chapter 7 bankruptcy were not eligible a discharge from another Chapter 7 until eight years have passed. So back in 2005 when the Chapter 7 bankruptcy law was passed, […]

Read More