You’ve made your list and you’ve checked it twice, because that’s what good list makers do.  All packed up nice and tight, ready for a little rest and relaxation traveling abroad.  For all the precautionary planning and preparing, there is still something that many travelers do not account for in their trip itinerary:  personal fraud […]

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Every summer, we always get excited thinking about all of the things we plan on doing.  Whether it’s a road trip to visit family in another state or a trip to Disney World, or even just a camping trip in the backyard, there are always a ton of great ideas for summertime fun.  For all […]

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Creatures of habit. It is a term used to describe the natural tendencies of people based on their personal habits. For instance, if a person gets paid on Friday and is broke by the following Monday, it is most likely (but not always) due to habitually bad financial choices. Impulse purchases, excessive spending, overuse of […]

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It’s that time of year where you’ve moved beyond the optimistic idealism you had when you made your New Year’s Resolution and have realized that we’re nearly halfway through 2017. If you completed your taxes on time, and you are expecting to receive a refund, you have plenty of choices to make about what to […]

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What the Word “Surrender” Really Means for Bankruptcy Many times clients think when they surrender a house or a car in bankruptcy it means that the court takes over and there nothing else for them to do. However, the word surrender in bankruptcy operates quite differently than in ordinary day to day life. However, once […]

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Often difficult decisions, such as filing for bankruptcy, can turn in to a goal that we will “eventually get around to.” Dealing with debt is not a task we tend to go running toward. Instead, we become comfortable with debt and go on living our lives focusing on the other issues around us or we […]

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On October 17, 2013 the bankruptcy law known as BACPA turned 8 years old! The importance of this is that, those who filed for relief under Chapter 7 bankruptcy were not eligible a discharge from another Chapter 7 until eight years have passed. So back in 2005 when the Chapter 7 bankruptcy law was passed, […]

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So you’ve decided to file for bankruptcy. Now what? While your lawyer takes on your case, there are some documents that you will need to provide to your attorney in order for your filing to be complete.  This information is standard in any bankruptcy case You will need to provide: Income information (pay stubs or […]

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So you have been sued or are being sued by a creditor for a debt you just can’t pay.  Perhaps they have already started trying to collect on the judgment by garnishing your wages and/or bank accounts. You are thinking you let it get too far and there is nothing you can do…. Wrong – […]

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