Taking an Interest in Interest Rates: What Does the Most Recent Interest Rate Increase Mean for Credit Card Debt?
On July 29, 2022, the Federal Reserve once again raised national interest rates in an effort to combat inflation and, hopefully, mitigate a potential recession. Thus, this move marked its...
As A Renter, What Happens If I File for Bankruptcy?
When you have one question about how money impacts your life, it will inevitably branch out into several more. After all, money is integral to how we function in society,...
Answering Your Top 3 Questions About Foreclosure Prevention
Thanks to the economic instability that has persistently loomed over us since the onset of 2020, prices are soaring. From gas to rent and more, many are likely to find...
Can Debt Collectors Contact You At Work?
According to the Federal Trade Commission (FTC), “debt collectors can call you, or send letters, emails, or text messages to collect a debt.” Put simply, these collectors have no shortage...
When Credit Card Debt is Anything but Merry and Bright
Holiday spending often causes concern for individuals and families alike, as their average monthly spending increases substantially in comparison to most other months throughout the year. Specifically, in terms of...
Facing the Finances of COVID-19 Part 2: What Comes After Relief Ends?
While financial assistance for renters — involving eviction mitigation, specifically — has recently remained a focal point in terms of COVID-19 relief, it may be easy for some to overlook...
Facing the Finances of COVID-19: Understanding Federal Mortgage Forbearance
“The COVID-19 pandemic has triggered a housing affordability crisis,” the White House announced on Feb. 16, 2021. “Today, 1 in 5 renters are behind on rent and just over 10...
Bankruptcy: What do I get to keep?
Many people don’t really understand what happens when they enter into bankruptcy. Entering into bankruptcy doesn’t mean you sign away all of your earthly possessions and give up everything you...