Making Cents of Credit: Chapter One — Credit Score Basics What Is A Credit Score? Your credit score is the number (often somewhere between 300 and 850) that essentially determines whether or not you’ll get a credit card or new loan, as well as the accompanying interest rate. Your credit score is also your borrowing [...]
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If you suspect someone might be trying to use your information to steal your identity, contact one of the credit reporting bureaus as soon as possible to put a Fraud Alert on all your accounts. This will make it significantly harder for someone (even if it’s you) to use your credit and try opening any […]

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Identity theft is increasingly becoming a real threat for many Americans, as we continue to rely heavily on the internet for sending and storing our financial and personal information. It is easy to become complacent, believing our information is safe, while remaining vulnerable in this age of information. It is important to stay vigilant and […]

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How often do we think about “going green” but end up primarily focused on the “green” in our wallets? Well, what if I told you that you could do both simultaneously? After all, just last year the United Nations released a study reporting that at least 44.7 million tons of e-waste had been discarded in […]

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Spring is in the air, and nothing says start fresh quite like the age-old annual rite of Spring known as spring cleaning. With a recent poll showing that over two-thirds of Americans engage in some form of this traditional welcoming of the warmer months, it’s highly likely that you have somethings on your list that […]

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Are you sick of that pit in your stomach when you check your bank account information and are surprised by how much your daily expenses add up to? You probably mutter a “that can’t be” or scavenge for some fraudulent activity that certainly couldn’t have been your doing. Well unfortunately, it can be. Those cents […]

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Out with the old and in with the new! We’ve made the final turn on the journey of 2017, with 2018 straight ahead. There were lots of ups and downs this year and if we’re going to make it through the home stretch we need a game plan that will not only get us through […]

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It’s that time of year again where the stress associated with managing finances begins to increase for many people all across the United States. We’re still picking through the remnants of our Halloween candy and virtually every retailer in the country is blasting holiday music and hocking Christmas lights and inflatable snowmen already. And let’s […]

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This year’s hurricane season has been tough for millions of people both here in Florida and across the southern and coastal United States. There will be a long process of rebuilding and recovering lives as many homes, businesses, communities and even entire metropolitan cities were devastated by high winds and rapidly rising flood waters. There […]

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You’ve made your list and you’ve checked it twice, because that’s what good list makers do.  All packed up nice and tight, ready for a little rest and relaxation traveling abroad.  For all the precautionary planning and preparing, there is still something that many travelers do not account for in their trip itinerary:  personal fraud […]

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