APR: The Ins & Outs of Credit Card Interest
Credit card APR (aka Annual Percentage Rate) represents the cost of borrowing on a credit card if you don’t pay the balance in full each month. It includes interest and...
Second Mortgage Scenarios: Is It Time to Double Down?
Welcome to 2024! As we begin another new year, many people begin to think about things they want to accomplish in the coming months. A common new year’s resolution is...
Credit Card Debt, Wage Garnishment, and YOU
When it comes to child support or unpaid taxes, wage garnishment is a tactic that is utilized by every state in the union. But when it comes to wage garnishment...
Bankruptcy & Credit Scores: Short Term Pain For Long Term Gain
Many people believe that filing for bankruptcy is like dumping toxic waste on their credit scores–instant and long term damage to their future financial landscape. While filing for bankruptcy can...