Irresponsible financial decisions are not always the result of poor judgment. In fact, many young adults today find themselves in the midst of a financial crisis due to a lack of monetary knowledge: “Recent studies show that emerging adults are often mismanaging their finances—and that this mismanagement is associated with a host of negative outcomes,” […]
How often do you find yourself turning away from your ringing phone as the words “SCAM LIKELY” pop up? As helpful as it is for our phones to now offer such a disclaimer, we can’t deny that some scam calls will, unfortunately, still come through. Thus, as IRS scams are some of the most common […]
Technology is not perfect, and every once in a while we find ourselves in need of yet another upgrade. But before you sell, recycle, or throw away your obsolete electronics altogether, there’s one very important step you need to take first: clearing your old personal data. The Importance of Data Clearing According to an article […]
Perhaps the same old familiar bill has been popping back up in your mailbox at increasingly frequent intervals. Perhaps you’ve been dodging phone calls from the same creditors for several years now, only to start blocking new numbers. In any case, running and hiding from old debt is enough to set anyone on edge, if […]
As one prepares for the reality of bankruptcy, it’s likely that they will be accompanied by a whole host of emotions: worry, nervousness, hope, and relief, among others. Another feeling they’ll likely face, of course, is that of confusion. After all, bankruptcy is not always relayed to filers in clear and concise terms, meaning they’ll […]
Most of us have been there at one time or another: We feel our heart rate speed up a bit as we wait for the page to our new credit score to load, or we sit across the desk from a lender and wait for their verdict regarding how high our interest rate may be. […]
As the tide of the coronavirus pandemic plunged the nation into an unprecedented period of uncertainty, the economy stalled. By June 8, 2020, the National Bureau of Economic Research published its official findings that pointed to February 2020 as “the end of the expansion that began in June 2009 and the beginning of a recession.” […]
Now that you know what, specifically, your credit score means (and how lenders interpret it), it’s important to keep up with what will and will not hurt your credit score. This way, you can spend and borrow more mindfully, as well as push past some common myths surrounding your credit score. What Will Not […]
