Second Mortgage Scenarios: Is It Time to Double Down?
Welcome to 2024! As we begin another new year, many people begin to think about things they want to accomplish in the coming months. A common new year’s resolution is...
Bankruptcy & Credit Scores: Short Term Pain For Long Term Gain
Many people believe that filing for bankruptcy is like dumping toxic waste on their credit scores–instant and long term damage to their future financial landscape. While filing for bankruptcy can...
New Year, No Debt
As 2023 starts winding down, it’s time to start thinking about how 2024 can be a better year financially. Continuing the struggle against debt collectors can be a grueling, grinding...
Avoiding Debt This Holiday Season
The holidays are headed our way again, and the excitement of trying to find the perfect gift for each of your loved ones is an annual holiday adventure. In spite...
How Much Debt Do I Need To File for Bankruptcy?
Are you having difficulty managing your debt? If so, you may be considering filing for bankruptcy. But before you take that life-changing step, it’s important to understand what the requirements...
Can Debt Collectors Contact You At Work?
According to the Federal Trade Commission (FTC), “debt collectors can call you, or send letters, emails, or text messages to collect a debt.” Put simply, these collectors have no shortage...
When Credit Card Debt is Anything but Merry and Bright
Holiday spending often causes concern for individuals and families alike, as their average monthly spending increases substantially in comparison to most other months throughout the year. Specifically, in terms of...
Facing the Finances of COVID-19 Part 2: What Comes After Relief Ends?
While financial assistance for renters — involving eviction mitigation, specifically — has recently remained a focal point in terms of COVID-19 relief, it may be easy for some to overlook...
Crushing Credit Card Charges: Debt Consolidation Loans Versus Declaring Bankruptcy
Debt may feel like a dead-end as you frantically search for a way out. However, while collecting interest can take a toll on your long-term financial plans — fueling a...
Bankruptcy 101: “How Long Will I Be In Bankruptcy?”
As one prepares for the reality of bankruptcy, it’s likely that they will be accompanied by a whole host of emotions: worry, nervousness, hope, and relief, among others. Another feeling...