Many people decide to give up their homes when they file bankruptcy, and some are  under the impression that the court somehow takes possession of their home. What really happens when you surrender your home in bankruptcy?  The decision to give up your home through the bankruptcy process means that you are no longer intending […]

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Here is an update on the supreme court ruling regarding the blog post below on Chapter 7 filings.  The Supreme Court ruled that there can no longer be any “stripping of junior mortgages in Chapter 7.” If you remember reading our last blog, concerning two separate cases the Supreme Court was hearing regarding Chapter 7 […]

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Florida Bankruptcy: Automatic Stay Protection When facing financial pressures, every day comes with reminders of your situation: new bills that you cannot afford, late notices, and calls from creditors. In these tough times what you really need it a timeout—a pause from the constant pressure so that you have time to reorganize, plan, and figure […]

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Repossession, Foreclosure, and Bankruptcy in Florida It is common for individuals facing financial pressures to worry about losing their car, major appliance or other property to creditors. The repossession process can be humiliating and add stress to an already difficult time in your life. Fortunately, if you are facing mounting debt, you may have legal […]

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Florida Bankruptcy – Meeting of Creditors It is critical to have an experienced Florida bankruptcy attorney at your side when going through the process. Your attorney can explain exactly how the process will work in your case and represent you in the court and interactions with creditors. For example, all those who file for bankruptcy—both […]

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Bankruptcy and Taxes in Florida Few debts can cause more stress, worry, and frustration than those owed to the government. It is common for Florida residents with financial challenges to fall behind on tax payments. In their attempt to collect on back taxes, state and federal governments may garnish wage, place liens on your property, […]

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Bankruptcy Exemptions in Florida Some people are under the mistaken impression that by filing for bankruptcy they will lose all of their property. This is not true. In fact, the entire purpose of the bankruptcy system is to provide a fresh start, allowing you to move beyond debt in a fair and balanced manner without […]

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What the Word “Surrender” Really Means for Bankruptcy Many times clients think when they surrender a house or a car in bankruptcy it means that the court takes over and there nothing else for them to do. However, the word surrender in bankruptcy operates quite differently than in ordinary day to day life. However, once […]

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Often difficult decisions, such as filing for bankruptcy, can turn in to a goal that we will “eventually get around to.” Dealing with debt is not a task we tend to go running toward. Instead, we become comfortable with debt and go on living our lives focusing on the other issues around us or we […]

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On October 17, 2013 the bankruptcy law known as BACPA turned 8 years old! The importance of this is that, those who filed for relief under Chapter 7 bankruptcy were not eligible a discharge from another Chapter 7 until eight years have passed. So back in 2005 when the Chapter 7 bankruptcy law was passed, […]

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