How Will Chapter 13 Bankruptcy Impact Your Credit Score?
A change in your finances will inevitably come with a wide variety of related questions. Your credit score, for example, is going to come up sooner or later. Specifically, if...
11 Ways to Save on Christmas Presents
When my first child was born, I was still trying to figure out how we would be able to live on one income. Even though we had been fairly successful...
Taking an Interest in Interest Rates: What Does the Most Recent Interest Rate Increase Mean for Credit Card Debt?
On July 29, 2022, the Federal Reserve once again raised national interest rates in an effort to combat inflation and, hopefully, mitigate a potential recession. Thus, this move marked its...
As A Renter, What Happens If I File for Bankruptcy?
When you have one question about how money impacts your life, it will inevitably branch out into several more. After all, money is integral to how we function in society,...
Answering Your Top 3 Questions About Foreclosure Prevention
Thanks to the economic instability that has persistently loomed over us since the onset of 2020, prices are soaring. From gas to rent and more, many are likely to find...
3 Fun Facts About the Month of March
As we close out the first quarter of 2022, we could all use a little uplifting and interesting information to keep us thinking throughout the month. Particularly as March signals...
Mortgage Protection Has Ended. Where Does That Leave You?
With the ongoing COVID-19 pandemic threatening the overall stability of the American people and economy, President Biden announced Feb. 16, 2021, that the White House would institute a new forbearance...
Can Debt Collectors Contact You At Work?
According to the Federal Trade Commission (FTC), “debt collectors can call you, or send letters, emails, or text messages to collect a debt.” Put simply, these collectors have no shortage...
When Credit Card Debt is Anything but Merry and Bright
Holiday spending often causes concern for individuals and families alike, as their average monthly spending increases substantially in comparison to most other months throughout the year. Specifically, in terms of...
Facing the Finances of COVID-19: Understanding Federal Mortgage Forbearance
“The COVID-19 pandemic has triggered a housing affordability crisis,” the White House announced on Feb. 16, 2021. “Today, 1 in 5 renters are behind on rent and just over 10...