Facing the Finances of COVID-19: Understanding Federal Mortgage Forbearance
“The COVID-19 pandemic has triggered a housing affordability crisis,” the White House announced on Feb. 16, 2021. “Today, 1 in 5 renters are behind on rent and just over 10...
Crushing Credit Card Charges: Debt Consolidation Loans Versus Declaring Bankruptcy
Debt may feel like a dead-end as you frantically search for a way out. However, while collecting interest can take a toll on your long-term financial plans — fueling a...
Breaking the Bankruptcy Burden: How Exemptions Can Free You From Property Loss
When bankruptcy comes to mind, thoughts of movers carrying all of your belongings away may not be too far behind, especially when feelings of worry and stress are already present...
Why You Should Include Life Insurance In Your Estate Plan
Life insurance may play an integral role in your estate planning, depending on where you are in life. Specifically, life insurance policies provide money to your chosen beneficiaries upon your...
Disposing of Your Devices: Don’t Forget to Delete Your Data
Technology is not perfect, and every once in a while we find ourselves in need of yet another upgrade. But before you sell, recycle, or throw away your obsolete electronics altogether,...
Bankruptcy 101: “How Long Will I Be In Bankruptcy?”
As one prepares for the reality of bankruptcy, it’s likely that they will be accompanied by a whole host of emotions: worry, nervousness, hope, and relief, among others. Another feeling...
FICO Scores vs. Credit Scores: What’s The Difference?
Most of us have been there at one time or another: We feel our heart rate speed up a bit as we wait for the page to our new credit...
Cultivating Hope Amidst the Coronavirus With Bankruptcy
As the tide of the coronavirus pandemic plunged the nation into an unprecedented period of uncertainty, the economy stalled. By June 8, 2020, the National Bureau of Economic Research published its official...
Making Cents of Credit: Your Credit Score vs. Your Credit Report
Credit scores are relatively pervasive in life, and they certainly are not something to take lightly. That being said, we would be remiss if we didn’t take the time to...
Making Cents of Credit: Credit Score Basics
What Is A Credit Score? Your credit score is the number (often somewhere between 300 and 850) that essentially determines whether or not you’ll get a credit card or new...