Mortgage Protection Has Ended. Where Does That Leave You?
With the ongoing COVID-19 pandemic threatening the overall stability of the American people and economy, President Biden announced Feb. 16, 2021, that the White House would institute a new forbearance...
Can Debt Collectors Contact You At Work?
According to the Federal Trade Commission (FTC), “debt collectors can call you, or send letters, emails, or text messages to collect a debt.” Put simply, these collectors have no shortage...
When Credit Card Debt is Anything but Merry and Bright
Holiday spending often causes concern for individuals and families alike, as their average monthly spending increases substantially in comparison to most other months throughout the year. Specifically, in terms of...
Facing the Finances of COVID-19: Understanding Federal Mortgage Forbearance
“The COVID-19 pandemic has triggered a housing affordability crisis,” the White House announced on Feb. 16, 2021. “Today, 1 in 5 renters are behind on rent and just over 10...
Crushing Credit Card Charges: Debt Consolidation Loans Versus Declaring Bankruptcy
Debt may feel like a dead-end as you frantically search for a way out. However, while collecting interest can take a toll on your long-term financial plans — fueling a...
Breaking the Bankruptcy Burden: How Exemptions Can Free You From Property Loss
When bankruptcy comes to mind, thoughts of movers carrying all of your belongings away may not be too far behind, especially when feelings of worry and stress are already present...
Why You Should Include Life Insurance In Your Estate Plan
Life insurance may play an integral role in your estate planning, depending on where you are in life. Specifically, life insurance policies provide money to your chosen beneficiaries upon your...
Disposing of Your Devices: Don’t Forget to Delete Your Data
Technology is not perfect, and every once in a while we find ourselves in need of yet another upgrade. But before you sell, recycle, or throw away your obsolete electronics altogether,...
Bankruptcy 101: “How Long Will I Be In Bankruptcy?”
As one prepares for the reality of bankruptcy, it’s likely that they will be accompanied by a whole host of emotions: worry, nervousness, hope, and relief, among others. Another feeling...
FICO Scores vs. Credit Scores: What’s The Difference?
Most of us have been there at one time or another: We feel our heart rate speed up a bit as we wait for the page to our new credit...