APR: The Ins & Outs of Credit Card Interest
Credit card APR (aka Annual Percentage Rate) represents the cost of borrowing on a credit card if you don’t pay the balance in full each month. It includes interest and...
Second Mortgage Scenarios: Is It Time to Double Down?
Welcome to 2024! As we begin another new year, many people begin to think about things they want to accomplish in the coming months. A common new year’s resolution is...
Credit Card Debt, Wage Garnishment, and YOU
When it comes to child support or unpaid taxes, wage garnishment is a tactic that is utilized by every state in the union. But when it comes to wage garnishment...
Bankruptcy & Credit Scores: Short Term Pain For Long Term Gain
Many people believe that filing for bankruptcy is like dumping toxic waste on their credit scores–instant and long term damage to their future financial landscape. While filing for bankruptcy can...
What is a Homestead Exemption?
Have you heard of the Florida homestead exemption? The homestead exemption in Florida is a legal remedy designed to offer homeowners in the state a significant property tax break on...
New Year, No Debt
As 2023 starts winding down, it’s time to start thinking about how 2024 can be a better year financially. Continuing the struggle against debt collectors can be a grueling, grinding...
Avoiding Debt This Holiday Season
The holidays are headed our way again, and the excitement of trying to find the perfect gift for each of your loved ones is an annual holiday adventure. In spite...
How Much Debt Do I Need To File for Bankruptcy?
Are you having difficulty managing your debt? If so, you may be considering filing for bankruptcy. But before you take that life-changing step, it’s important to understand what the requirements...
Keeping Score of Your Credit After Filing for Bankruptcy
Filing for bankruptcy can impact your credit score, but it doesn’t mean you’re out of options. Knowing the differences between your credit score and credit report — as well as...
New Year, New Start: Erase Credit Card Debt with Chapter 7 Bankruptcy
Debt in and of itself can be daunting, but no form of debt is quite as common and relatable as credit card debt. Additionally, if you’re in over your head...