If you suspect someone might be trying to use your information to steal your identity, contact one of the credit reporting bureaus as soon as possible to put a Fraud Alert on all your accounts. This will make it significantly harder for someone (even if it’s you) to use your credit and try opening any […]
Identity theft is increasingly becoming a real threat for many Americans, as we continue to rely heavily on the internet for sending and storing our financial and personal information. It is easy to become complacent, believing our information is safe, while remaining vulnerable in this age of information. It is important to stay vigilant and […]
Out with the old and in with the new! We’ve made the final turn on the journey of 2017, with 2018 straight ahead. There were lots of ups and downs this year and if we’re going to make it through the home stretch we need a game plan that will not only get us through […]
Bankruptcy gives debtors, that want to honor their debts, a chance to fix their finances. It can forgive most debt entirely and give you a clean slate. This is known as a chapter 7. Another option allows you to forgive some debts and pay back others over a 3-5 year repayment. This is known […]
Many people don’t really understand what happens when they enter into bankruptcy. Entering into bankruptcy doesn’t mean you sign away all of your earthly possessions and give up everything you own. It certainly doesn’t mean you’ll never have a chance to buy a home or purchase a car. It’s actually quite the opposite. Filing for […]
Florida Bankruptcy: Automatic Stay Protection When facing financial pressures, every day comes with reminders of your situation: new bills that you cannot afford, late notices, and calls from creditors. In these tough times what you really need it a timeout—a pause from the constant pressure so that you have time to reorganize, plan, and figure […]
Repossession, Foreclosure, and Bankruptcy in Florida It is common for individuals facing financial pressures to worry about losing their car, major appliance or other property to creditors. The repossession process can be humiliating and add stress to an already difficult time in your life. Fortunately, if you are facing mounting debt, you may have legal […]
Florida Bankruptcy – Meeting of Creditors It is critical to have an experienced Florida bankruptcy attorney at your side when going through the process. Your attorney can explain exactly how the process will work in your case and represent you in the court and interactions with creditors. For example, all those who file for bankruptcy—both […]
Bankruptcy and Taxes in Florida Few debts can cause more stress, worry, and frustration than those owed to the government. It is common for Florida residents with financial challenges to fall behind on tax payments. In their attempt to collect on back taxes, state and federal governments may garnish wage, place liens on your property, […]
Bankruptcy Exemptions in Florida Some people are under the mistaken impression that by filing for bankruptcy they will lose all of their property. This is not true. In fact, the entire purpose of the bankruptcy system is to provide a fresh start, allowing you to move beyond debt in a fair and balanced manner without […]