New Year, New Start: Erase Credit Card Debt with Chapter 7 Bankruptcy
Debt in and of itself can be daunting, but no form of debt is quite as common and relatable as credit card debt. Additionally, if you’re in over your head...
Taking an Interest in Interest Rates: What Does the Most Recent Interest Rate Increase Mean for Credit Card Debt?
On July 29, 2022, the Federal Reserve once again raised national interest rates in an effort to combat inflation and, hopefully, mitigate a potential recession. Thus, this move marked its...
Can Debt Collectors Contact You At Work?
According to the Federal Trade Commission (FTC), “debt collectors can call you, or send letters, emails, or text messages to collect a debt.” Put simply, these collectors have no shortage...
When Credit Card Debt is Anything but Merry and Bright
Holiday spending often causes concern for individuals and families alike, as their average monthly spending increases substantially in comparison to most other months throughout the year. Specifically, in terms of...
Crushing Credit Card Charges: Debt Consolidation Loans Versus Declaring Bankruptcy
Debt may feel like a dead-end as you frantically search for a way out. However, while collecting interest can take a toll on your long-term financial plans — fueling a...
Bankruptcy 101: “How Long Will I Be In Bankruptcy?”
As one prepares for the reality of bankruptcy, it’s likely that they will be accompanied by a whole host of emotions: worry, nervousness, hope, and relief, among others. Another feeling...